People frequently overlook the role insurance plays in wealth management. Along with protecting homes and automobiles, insurance can safeguard earning power, retirement income and net worth, both now and in the future.

We can help you realize the advantages cost-effective insurance products provide – either on a stand-alone basis or as part of a comprehensive program. Central to our approach is consulting with experienced insurance specialists on your behalf.

Long-Term care insurance helps you pay for medical expenses other benefit programs don’t cover such as home nursing and assisted living. We can show you ways to get the very best medical treatment while minimizing your out-of-pocket costs.

Please keep in mind Insurance companies alone determine insurability, and some people, for their own health or lifestyle reasons, are deemed uninsurable.  There is no guarantee that the rating of an insurance company will remain constant.  Rating of insurance companies can and do change based upon the financial health of the company as determined by the rating services.

No information provided on this site is intended to constitute an offer to sell or a solicitation of an offer to buy shares of any security, nor shall any security be offered or sold to any person, in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under securities laws of such jurisdiction. Registered Representatives of LPL Financial disclosed on this site may only discuss securities or transact business with persons who are residents of the following states: AZ, CA, CO, CT, FL, GA, ID, IL, IN, MN, MS, NE, NM, NV, NY, OH, OR, PA, RI, SC, TN, TX, UT, VA, & WA

Daniel Romero, Melissa Levin and Greg Levin are Registered Representatives with and offer Securities, financial planning & fee based asset management through LPL Financial LLC a Registered Investment Advisor and Member FINRA/SIPC. Daniel’s CA Insurance Lic #:OC54180 - Melissa’s CA Insurance Lic #:0C56086 - Greg’s CA Insurance Lic #:0F08519

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ Practitioner, which it awards to individuals who successfully complete initial and ongoing certification requirements.