Home Refinancing Basics

Even though more than half of all new mortgages issued in recent years have been for homeowners refinancing their existing home loans, the decision to refinance isn’t necessarily the wisest strategy for everyone. The most important fact to consider is whether the savings from refinancing will compensate for the cost of the refinancing itself. If […]

Kaiser leads HMOs in providing recommended care in state

Out of the 10 largest HMOs Kaiser was the only HMO that received a four-star rating in California. Anthem Blue Cross and CIGNA were the highest rated PPOs. The information was gathered from claims and patient surveys in 2013 and the report card was generated The report card is available at the Office of the […]

Financing a New Car

Financing a New Car For most new car buyers, the question of whether or not to finance their purchase is academic — with the average new car price approaching $30,000, some sort of loan is usually necessary. But the type of loan or financing can vary considerably, with different payment terms, interest rates, and other […]

Long-Term Care Insurance: Understand Your Options Before You Buy

With America aging at a rapid pace — and with the average cost of nursing home care continuing to skyrocket — long-term care insurance can be a solid investment for individuals who have assets they want to protect or who want to avoid becoming a financial burden to their family. What exactly is long-term care […]

Protect Your Assets With a Trust

A trust is a legal entity that is central to a three-part agreement in which an individual — the trust’s “grantor” — transfers the legal title to an asset to that trust for the purpose of benefiting one or more beneficiaries. The trust is managed by one or more trustees. Trusts may be revocable or […]

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