Financial Considerations for Americans Retiring Abroad

The decision to retire abroad requires you to take several unique factors into consideration. The Social Security Administration allows eligible individuals living outside of the United States to collect Social Security retirement payments. There are exceptions to the rule, however. In addition, the I.R.S. expects Americans to pay taxes on income earned anywhere in the […]

Rolling Over: The Benefits of Consolidating Your Assets

If you’ve recently changed jobs — or maybe changed jobs a few times over the years — you may be juggling multiple retirement plan accounts. While it’s certainly acceptable to leave your money in your former employer’s plan (as long as your balance is over $5,000, your old employer can’t cash you out), in many […]

New Tax Forms to Fill out on Health Insurance Coverage

On your tax form this year. You will have to indicate whether you had health insurance through either your employer, privately, or through one of the state or federal exchanges. If not, you face potential penalties. If you receive subsidies through one of the exchanges and had a change in income you may have to […]

Diversification Under Pressure

With any investment approach, it is crucial to have a plan, and the bedrock of any investment plan is to have a well-diversified portfolio among various asset classes. The rationale behind diversification is to mitigate risk, as you never know when something could adversely affect one of your investments. If you had a portfolio concentrated […]

Consider the Costs before Taking a Retirement Plan Loan

Borrowing money from your employer-sponsored retirement plan may seem like an effective solution to a pressing financial need. But gaining access to your retirement investments in order to enhance your short-term cash flow isn’t necessarily the best long-term strategy. In fact, it could make it harder to achieve financial security later in life. Read the […]

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