Am I Too Old to Take Out a Long-Term Care Insurance Policy?

Santa Ana, CA – March 21, 2017 Long-term care is certainly a significant concern for people over age 65. According to the U.S. Department of Health and Human Services, 70% of those over age 65 will need some type of long-term care services during their lifetime. More than 40% will require care in a nursing […]

Hucksters and Hype: Signs of a Stock Scam

Santa Ana, CA – March 14, 2017 You’ve probably received them — e-mail or text messages touting a “hot” stock and directing you to a website for more information.1 Be cautious. You might be the target of a con in a “pump and dump” scheme. By creating demand for the stock of a small, thinly […]

Common Estate Planning Mistakes — and How to Avoid Them

Santa Ana, CA – March 7, 2017 Estate planning can be a minefield of potential missteps, some of which could have far-reaching consequences. Many of the poor choices individuals make when planning for their own future or passing assets to their families are caused by “one-size-fits-all” planning strategies or well-intended advice from family or friends. […]

Finding Your Risk Comfort Zone

Santa Ana, CA – February 28, 2017 In the world of investing, risk is nearly unavoidable. Some investments are riskier than others, but while they may be more risky, they may also have the potential for higher reward. Likewise, some investors are willing to take on more risk than others to achieve their financial goals. […]

How Taxes and Inflation May Affect Your Retirement Portfolio

Santa Ana, CA – February 21, 2017 Benjamin Franklin famously stated that the only two certainties in life are death and taxes. But there’s at least one more that could probably be added to the list: inflation. Inflation is the sustained, ongoing increase in the general level of prices for goods and services. As prices […]

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Daniel Romero, Melissa Levin and Greg Levin are Registered Representatives with and offer Securities, financial planning & fee based asset management through LPL Financial LLC a Registered Investment Advisor and Member FINRA/SIPC. Daniel’s CA Insurance Lic #:OC54180 - Melissa’s CA Insurance Lic #:0C56086 - Greg’s CA Insurance Lic #:0F08519

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