Plan Sponsors Ask…

Q: Are there any surveys describing participant reactions to the initial fee disclosure notices distributed last year? A:  The Plan Sponsor Council of America (PSCA) surveyed plan sponsors last October to determine if the fee disclosures had an effect on participants’ behavior. An average of 1.4% of participants presented questions about the notices they received, [...]

The National Retirement Risk Index

The Center for Retirement Research at Boston College  has calculated the National Retirement Risk Index (NRRI) for a number of years. It compares projected income replacement rates with target rates that would permit workers to maintain their pre-retirement living standard and estimates the percentage at risk of not meeting target replacement rates. The NRRI rose [...]

Death Tax Made More Deadly

Do you remember back in January when Mr. Obama along with Republicans finally agreed with what to do with the Estate Tax?  They decided to tax estates at 40% but allowed for an exemption of $5 million ($10 million for couples). Well, it looks like that won’t last for long.  Mr. Obama is again looking for more tax!  40% wasn’t [...]

Study: ObamaCare parental coverage used for pregnancy and mental illness

Young adults that on their parents health insurance are far more likely to use their coverage for pregnancy, mental health & substance abuse issues. According to a recent study, 60% of hospital claims for young adults is for one of these reasons. Figures show that adults under age 26 who enrolled in a parent’s plan [...]

Workers need better benefits communication

More and more employees are voicing their concern that they do not fully understand how their health benefits work. While 60 percent of American workers say their benefits communications are fairly or very effective, 9 percent say it is not at all effective, according to a recent survey by Colonial Life & Accident Insurance Co. [...]

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