The Importance of Professional Advice

In an endeavor as critical as managing your investments, it is prudent to handle some situations with the help of a competent professional advisor. Many individual investors simply do not have the time, patience, or persistence to deal effectively with their investments over the long term. Many investors have the motivation to put in the […]

Tax Refunds May Get Hit Due to Health Law Credits

If you are getting tax subsidies to pay for your health insurance under Obamacare then you should consider whether the income you estimator for 2014 is going to be accurate. If you do not qualify for the same amount of subsidy as originally anticipated the difference may come out of your tax refund. Please read […]

Estate Planning Mistakes Every Boomer Should Avoid

There are two important factors to consider when planning for retirement, where do you want your estate to go when you pass away and what if you need some type of long term care.  Proper estate planning can help ensure both of these considerations are accounted for. Please read this interesting article for more information: […]

Understanding Health Savings Accounts

Health savings accounts (HSAs) are tax-preferred savings accounts set up in conjunction with high-deductible health insurance policies that are used to fund qualified medical expenses. Enrollees or their employers make tax-free contributions to an HSA, then use the funds typically to purchase medical care until they reach their deductibles. But HSAs are not for everyone […]

Yours, Mine, and Ours — A Couple’s Guide to Retirement Planning

While the reasons for earning two incomes may vary from couple to couple, these families often face a similar financial challenge: participation in separate retirement programs. As a couple, your combined retirement assets are not just limited to what you may have accumulated in your current employers’ retirement plans. You also need to consider any […]

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Daniel Romero, Melissa Levin and Greg Levin are Registered Representatives with and offer Securities, financial planning & fee based asset management through LPL Financial LLC a Registered Investment Advisor and Member FINRA/SIPC. Daniel’s CA Insurance Lic #:OC54180 - Melissa’s CA Insurance Lic #:0C56086 - Greg’s CA Insurance Lic #:0F08519

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