What Is the Difference Between a Traditional IRA and a Roth IRA?

There are some key differences between these two types of individual retirement accounts (IRAs). While the contribution limits are the same for both, each has its own specific rules and potential benefits (see table below). It’s important to review both types of vehicles and plan your IRA strategy carefully. No matter which type you choose, […]

I’m a Single Parent. How Can I Get Ahead Financially?

As a single parent, you need to understand the financial strategies that can stretch your income and help you lay the groundwork for a secure future. Consider the following lessons to help improve your family’s bottom line: Identify Your Goals You can’t have a financial plan without first defining your financial goals. Start by recording […]

The Importance of Emergency Savings.

Did you know that most financial experts recommend setting aside enough money to cover three to six months’ worth of expenses in the event of a major financial surprise? That’s because a well-funded emergency account has the potential to get you through tough times without the need to spend other savings, such as assets earmarked […]

Are You Prepared to Retire?

Retirement used to conjure up images of lazy days spent in a rocking chair. Today’s retirement is very different. You might plan to open a business of your own. Or perhaps you’ll return to school for that degree you never had the chance to complete. So what does this redefined retirement mean to you? There […]

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