Diversifying Outside of the Business: Strategies for Small-Business Owners

  Small-business owners are especially vulnerable to a dangerous investment practice: under-diversification. For many, their business represents the lion’s share of their net worth. With fortunes riding largely on the success or failure of a single business in a single industry, business owners are exposed to heightened levels of investment risk. Recognizing that risk and […]

What Is a Health Care Proxy?

A health care proxy allows you to designate a person who can make medical decisions for you in the event that you are too seriously incapacitated through illness or injury to make those decisions yourself. In some states, a health care proxy is known as a medical power of attorney. Many legal and health care […]

Your Annual Plan: Three Steps toward Your Financial Success

As the days get shorter and cooler, it’s a good time to conduct a comprehensive annual financial review. And while there is no such thing as a one-size-fits-all financial plan, the three-step review process outlined below can help you do a better job of keeping your financial house in order from one year to the […]

Travel Journal: Getting to Know Foreign Investments

Foreign investments can play an important role in helping to diversify a domestic equity portfolio. But before plunging into international waters, it’s important to understand the differences between developed and emerging markets and the risks inherent to each. Emerging Trends Once upon a time, the United States was considered an emerging market. In the late […]

Estate Planning Checklist

Because you’ve worked hard to create a secure and comfortable lifestyle for your family and loved ones, you’ll want to ensure that you have a sound financial plan that includes trust and estate planning. With some forethought, you may be able to minimize gift and estate taxes and preserve more of your assets for those […]

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