Getting Divorced? A Checklist for a Financially Sound Separation

Managing the financial aspects of a divorce may be just as important as coping with the emotions. This checklist can help you transition from “ours” to “mine” and “yours.” Day-to-day transactions and financial accounts Divide all bank account balances as called for in the divorce agreement. Cancel joint checking, savings and revolving credit accounts, such […]

Understanding Your Retirement Income Replacement Ratio

Santa Ana, CA – August 26, 2016 Although the term retirement income replacement ratio sounds formidable, it’s actually an easily understood concept that doesn’t require any fancy math. The ratio helps you zero in on your retirement savings goal and periodically measure your progress as you move toward your target. Will you need 60%, 75%, […]

Know Your Protections and Risks When Banking Online

Santa Ana – August 17, 2016 As Americans increasingly migrate toward conducting banking and other financial transactions online, the threat of falling victim to ever-more sophisticated cyber-crimes continues to rise. Financial services companies are keenly aware of the potential security risks posed by online money transfer. That is why the industry as a whole has […]

Letter to Investors – August 2016

Santa Ana, CA – August 12, 2016 Dear Valued Investor: This summer so far has been anything but quiet. Between the June Brexit vote, several headline-grabbing jobs reports, the winding path of oil prices, and all-time highs for stocks, there has been a lot of activity to absorb in these past couple of months. Not […]

Navigating Medicare and Medigap Insurance

Santa Ana – August 12, 2016 Most adults become eligible for Medicare on the first day of the month they turn age 65. Whether you need to sign up, and how to go about doing so, depends on the type of coverage you select and whether you collect Social Security benefits prior to becoming eligible […]

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