Men paying 38% more for life insurance, on average

Equality in life insurance? Not according to a new study. Men pay on average 38% more than women for the same policy. The difference only grows as we age. Smokers also pay significantly more than non-smokers, up to four times more. Life insurance is cheaper to buy when you are younger and before you have […]

Helping to Care for Aging Parents

Many baby boomers are finding that their aging parents are in need of health care assistance. Luckily, there are many options available today to help your parents grow old gracefully, either in their own home or in a facility, and several ways that you can finance the costs of the care. If your parents are […]

How to Work with a Financial Advisor

No matter what your level of investment experience or sophistication, you may benefit from developing a relationship with a financial advisor. Why? Because a qualified financial advisor is trained to analyze your personal financial situation and prepare a program designed to help you address your financial goals and objectives. Financial advisors are often trained as […]

Participating in a Workplace Retirement Plan

With traditional pension plans rapidly becoming phased out and Social Security’s long-term future in doubt, more Americans shoulder the responsibility of funding their own retirement. Many workers rely increasingly on their workplace-sponsored retirement plans to provide the means to meet their investment goals. That’s because these types of plans — such as a 401(k), 403(b), […]

How Accurate Is an Infrared Thermometer?

Are infrared thermometers the best way to take a child’s temperature? Getting a child to sit still for thermometer under the tongue is a challenge unto itself. New infrared thermometers measure temperatures by swiping gently over the four head or pointing an inch away from the four head. However, if a child moves the accuracy made […]

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Daniel Romero, Melissa Levin and Greg Levin are Registered Representatives with and offer Securities, financial planning & fee based asset management through LPL Financial LLC a Registered Investment Advisor and Member FINRA/SIPC. Daniel’s CA Insurance Lic #:OC54180 - Melissa’s CA Insurance Lic #:0C56086 - Greg’s CA Insurance Lic #:0F08519

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