Tag Archives | defined benefit

New Fee Disclosure Rules Are Effective Soon

Orange County, CA, LPL Financial, 401k, June 6, 2012 – The Department of Labor’s (DOL) regulations requiring disclosures of fees and expenses to retirement plan participants are effective in just a few months. They are coupled with new rules concerning information that service providers must give to plan sponsors. The rules for disclosures to participants [...]

How Much Are We Really Saving in Our 401ks?

Orange County, 401k,  5/16/12 – The typical investor, as per this article, had only $78,000 in their 401k account as they approach retirement. If you’re young, you should really consider bumping up your savings… as your most important asset is time.  Alicia Munnell of SmartMoney says,   “Most people approaching retirement who are lucky enough [...]

A Retirement Plan Sponsor’s Guide for Choosing a Financial Advisor

Expect more from the financial advisor on your company retirement plan. Anyone with a plan should keep this article handy… – Dan Romero, CFP®, AIF®, CFS “A financial advisor is one of the most important cogs in a machine known as a retirement plan. While plan sponsors may think that all financial advisors do is [...]

Hire Dates & Vesting in Multiple Employer 401(k) Plan

by Justin Berg, MBA, QKA National Benefit Services, LLC On occasion a situation will arise where a participant from one company that participates in a Multiple Employer Plan will terminate from that company and then hire on with a different company who also happens to participate in the same Multiple Employer Plan. Two key issues [...]

How to Find a Good Financial Adviser

A good financial advisor is an invaluable commodity. SmartMoney magazine lends some “Smart” advice you should consider as you search for a relationship. – Dan Romero, CFP®, AIF®, CFS “You spend a lifetime working hard and saving for goals like buying a house, retiring and sending your kids to college. Most experts recommend hiring a [...]

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